Why 79% of Canadians Refuse to Go Cashless

In this episode, we unpack new findings from the Bank of Canada’s 2024 Methods-of-Payment Survey—evidence that cash remains a cornerstone of Canada’s payment system. Despite rapid digitalisation, cash use has held steady, with 79% of Canadians saying they have no plans to stop using it. From rural communities and older adults to low-income households, cash continues to offer reliability, privacy, and control. We explore what this stability tells us about resilience, inclusion, and the endurance of tangible money in a digital age.

Source: Proof of Resilience: Why Cash Remains an Essential Payment Tool in Canada

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