Planning for Collapse: How Australia’s Regulators Are Failing Cash

Oct 21, 2025

In Australia, regulators are not asking how to keep cash alive — they’re asking how to manage its death. This episode explores a troubling paradox: while cash circulation has reached record highs and public support remains overwhelming, policymakers are designing systems that assume failure.

Through the lens of the Council of Financial Regulators’ latest consultation, the Director General of International Currency Association, Frane Maroević unpacks how “crisis resolution powers” reveal a mindset of retreat, not resilience.

From vanishing ATMs to cashless branches, the story isn’t about obsolescence — it’s about neglect. What would it look like if Australia planned for cash success instead?

This conversation offers a blueprint for inclusion, stability and choice in an increasingly digital economy.

Source: Australia’s Regulators Are Planning for Cash Failure — Not Cash Success

Note: This podcast was developed using Google’s NotebookLM platform

Last Updated: Oct 21, 2025